What is Toy Insurance?

Toys are not just for kids anymore. Chances are you have a few grown-up toys in your garage or on your wish list. Either way, these toys will need insurance. Whether your love is your collection of vintage Barbie dolls, old stamps, or a fleet of ATVs, protect your toys from damage and theft with toy insurance in Harrisburg, PA.

What Toys Qualify under Toy Insurance?
Generally speaking, toy insurance is coverage that protects your toys. These can be any of the following:

Land Vehicles: These include campers, trailers, motorhomes, antique cars, ATVs, golf carts, recreational vehicles, snowmobiles, and more.

Watercraft: These includes jet skis, sailboats, watercraft, and more. The criteria for insuring these toys include watercraft up to 26 feet in length and sailboats up to 40 feet in length with a horsepower of 200. 

Collectibles: These include any collection that is worth a sizeable amount, such as stamps or collectible toys. 

Why You Should Purchase Toy Insurance

While your collectibles may be safely tucked away inside a locked cabinet, they are still prone to damage or theft. For other toys, especially watercraft and land toys, these can pose a danger if there were to be an accident. Protect yourself and your investment with toy insurance that covers damage to property, personal injury and more. Having toy insurance will also give you peace of mind knowing that if anything happens, you’re covered.  

How to Purchase Toy Insurance

To start with, it’s a good idea to work with a reputable insurance agency, like the agents at Henderson Insurance Agency. Since toy insurance is not the most common type of policy people buy, it’s best to consult an insurance agent about what can be covered and at what price. Contact Henderson Insurance Agency serving the Harrisburg, PA area today to learn more.