Is Classic Car Insurance Needed In Pennsylvania?

There are a lot of things to do in Pennsylvania. From the metropolitan cities of Philadelphia and Pittsburgh to the theme parks of Hershey, residents can stay busy with plenty. Plenty of tourists visit the state each year as well and this can put a lot of people out on the roads.

When you have an antique collectible on the roads, you want to look at classic car insurance. It’s not needed, but you will need some kind of car insurance if you’re going to drive legally on the roads of Pennsylvania. Standard insurance simply isn’t going to be enough financial protection.

The reason you want classic car insurance is because of the way your antique will be valued. If you choose standard insurance, it’s going to depreciate your car and if it’s 30 or 40 years old, it may not give you the money needed after an accident to make a replacement.

However, with classic car insurance, the value of the collectible is calculated differently. It’s based upon how much it is actually worth in today’s market. This way, whatever antique car you have, it could be repaired or replaced following an accident.

When you’re out on the road in your collectible, you need peace of mind knowing that if something happens, you are protected. An accident can happen when you least expect it and that’s why you need to have sufficient insurance.

Our agents can help to find car insurance for your antique. Whatever the year, make, and model, we can meet the minimum requirements for insurance in Pennsylvania and then look at other coverage options as well. This will ensure that you are well protected and won’t have to worry about how much the insurance company will give you for your car.