When you live in Pennsylvania, there are a lot of things to keep busy. Depending on where you live, there’s the bustling cities of Philadelphia and Pittsburgh with the premium restaurants and historic museums. There is also the flavorful and fun town of Hershey, Quaker towns, and more. Summers are warm and winters are cold, providing a full four seasons to enjoy.
As you think about buying a car insurance policy, you have to look at what the policy is going to protect against. Hail damage can happen with any major storm. This can affect your clear coat and the actual frame of your car.
In Pennsylvania, there are minimum car insurance requirements. You will be required to maintain a certain amount of liability insurance for property and personal damages. However, hail damage is not something that is covered in a standard policy.
You will need to add comprehensive insurance to your policy to get the hail damage so you can have clear coat repaired if needed.
Comprehensive insurance does not have to be an expensive coverage option. When you’re spending the money on a policy anyways, the additional coverage may be less than $20 a month depending upon all of the factors that go into your policy.
Spending the extra money on your monthly premium can make a lot of sense. If you have hail damage, it can affect your clear coat, your paint, and cause divots on the front of your car. The hail can even come down with enough force to crack a windshield. These damages are not something you want to pay on your own and that’s why it can be best to spend the money on the car insurance policy.
Call one of our agents today where we can get you quotes in Pennsylvania to shop for an affordable policy.