Many people need insurance for a variety of reasons based on their current liability risks. Some have received insurance policies based on previous liability estimates, only to find that there are still areas that are exposed due to insurance coverage limits. As a result, they are not fully protected under their current insurance policies. Henderson Insurance Agency understands these gaps in coverage and highly recommends the use of an umbrella insurance policy for that added protection and peace of mind.
An umbrella insurance policy can add additional protection from liability risks that go over and above the initial liability limits that are associated with basic standardized insurance policies. This is good for customers because no one can predict the costs incurred from unforeseen damages.
If you are a resident of Harrisburg, PA or operate a business in the area, you likely have insurance policies in place that have certain limits. Henderson Insurance Agency can evaluate your current insurance policies, and because of their years of experience and expertise in the insurance industry, can point out areas that will likely need additional coverage based on your daily activities and projected increases in repair cost estimates. This includes insurance for personal coverage, such as homeowner’s and automobile insurance, as well as an evaluation of business related insurance, such as current worker’s comp insurance, commercial vehicle insurance, insurance for other assets, as well as other insurances that business owners may have.
Henderson Insurance Agency works within the confines of the insurance laws and regulations set forth by the State of Pennsylvania. So basically, when you use our services, you will be purchasing an umbrella insurance policy that will kick in when your traditional liability coverage exceeds its limits based on state laws. For more information and peace of mind, please contact us online.