3 Reasons You Need an Auto Insurance for Your Car

Getting the right type and amount of auto insurance gives you the confidence you need to drive in Harrisburg, PA. Getting car insurance is a legal requirement, and it protects you from financial losses in case your car gets into an accident. Get the help of a reliable insurance agency such as Henderson Insurance Agency to get the right auto insurance depending on your needs. The following are some reasons why auto insurance is important.

To Protect Your Car

Auto insurance protects your car. Collision coverage protects your vehicle if it collides with another car or objects such as fences, and trees. Comprehensive coverage protects your vehicle in case of non-collision risks such as theft, extreme weather conditions, and falling objects. Auto insurance helps you pay for repairs and replacements. Without the insurance, you may be unable to get your car back on the road after an accident.

To Protect Yourself

Auto insurance may help you protect yourself. If you have uninsured/underinsured motorists coverage, you are protecting yourself. Even though the law demands everyone to have the minimum liability coverage, some drivers do not. If you get into an accident with them, they may not be able to compensate you. The insurance cover compensates you. It may also cover you in case of hit and run accidents.

To Avoid Financial Losses

Liability insurance helps to pay for the medical bills of third parties and the costs of repairs and replacements of their vehicles if you are responsible for an accident. It also helps to pay for the legal fees involved. If you do not have liability insurance, you have to pay these charges from your pocket.

Contact Henderson Insurance Agency in Harrisburg, PA to discuss a new quote for your auto insurance.