In Harrison, PA, What Information Should be Collected After an Accident?

Individuals living in Harrisburg, PA and the nearby communities can talk to the agents of Henderson Insurance Agency to ensure they are able to fully protect themselves after an automobile accident. Being involved in a car accident can be traumatized. During the heat of the moment, the first thing that should be done is to make sure all parties involved are free of injuries. The next step involves calling the police and exchanging important information that will be used to file claims with each party’s insurance company.

After an auto accident has occurred and all parties have been checked for injuries, it is important the police be notified. While you are waiting for the police to arrive, you should talk to the other driver and exchange your insurance information. If you are unsure of the situation, it is fine to wait until the police arrive, but exchanging the information while you are waiting will save everyone time and allow the accident scene to be cleared much faster. Both parties should provide their complete insurance information as well as personal contact information in case they need to be contacted. The police report will contain the majority of information surrounding the accident itself. Your insurance company may want to send an agent to the scene so it is important they be called while you are still there.

The agents at Henderson Insurance Agency serve residents throughout the Harrisburg, PA area. If you have any questions about your insurance policy or what should be done if an accident occurs, the agents encourage you to call their office and discuss your concerns. It is important that you be fully informed as to what your rights and responsibilities are once an accident has occurred. Make sure you have everything you need and know exactly what you should in case of an emergency.

Filling in the Gaps of Your Home Insurance Policy

Home insurance can cover practically everything in your home under practically every event, or it may just cover the structure under certain circumstances. Every homeowner should know about their policy, so they’re as informed as possible should something happen. Filling in the gaps of your home insurance will be different for everyone of course because everyone has different priorities. Here are a few things you may not have considered from your friends at Henderson Insurance Agency. 

Key Questions to Ask 

If you’ve owned your home for several years, it’s common to start amassing a lot of things inside of it. Even the odd expensive gift or purchase, like a pair of diamond earrings or a watch, can add up quickly. If you haven’t updated your coverage for a while, you may find yourself unable to replace these valuable things because you’ve exceeded your limits without even realizing it.

However, it’s not just what’s inside the house that counts. There’s also any type of home improvement you’ve done, such as new tiling in the kitchen or nice bathroom fixtures for your guests. These things can easily be damaged by a vandal or a terrible storm. Also, there are things around your house worth protecting as well. Whether it’s a storage facility located on your property that houses your tools or expensive shrubs you bought for your garden, you have to ask yourself what you want to protect the most for your Harrisburg, PA home. 

Henderson Insurance Agency can make it easier for you to understand what will be most beneficial for you to cover. We’re here to provide you with answers without using fear tactics. It’s our pleasure to serve the people of Harrisburg, PA, and we invite you to call today!