Tips for a Better Garage Sale

Many homeowners in Harrisburg, PA are looking for ways to make a bit more money on the side, and a common way to do that is by having a garage sale. If you want to have a successful garage sale, however, you cannot just put it together at the last minute. Use these tips from Henderson Insurance Agency so you can have a successful garage sale and make the extra money you are looking for:

  • Invite neighbors to take part. The more families that take part in the garage sale, the more people you have the ability to reach. Ask your neighbors if they are interested in joining.
  • Plan ahead and advertise. Do not schedule it on a whim. You should take the time to plan it for a weekend and put some signs out ahead of time, so people know that it is coming. Also, let people in your community know as well as friends and family so they can let others know.
  • Clean the items you plan on selling. If the things you are selling are gross and dirty, then you are not very likely to sell them. Take some time to clean them before you put any price tags on them.

With all of the extra money, you will be making at your garage sale with these tips, you should look at also trying to save some money on home insurance. If you do not already have a policy in place, be sure to contact Henderson Insurance Agency serving Harrisburg PA for a free quote as well as the opportunity to explore your options. If you do have one, they can make sure you do not have gaps in coverage as well as find you a policy that may help you save some money.

Do you need a home insurance policy if you don’t have a mortgage?

An improving economy and a reluctance towards carrying a lot of debt has motivated many Harrisburg, PA residents to pay off their mortgages.  The end of monthly mortgage payments, however, also means an end to mandated tax and insurance payments into an escrow account.  Without this account in places, many homeowners foolishly decide to save money by giving up their homeowner’s insurance.

Homeowner’s insurance is the only thing that protects many Harrisburg, PA residents from financial ruin. All too often, people make the mistake of assuming that they have enough in savings to cover any loss to their home.  Instead, many people discover too late that a series of disasters has destroyed their personal finances.

The truth is that it’s relatively rare to have enough in savings to cover the complete loss of a home.  While it’s more common for people nearing retirement to have enough in savings to cover minor emergencies, a total loss of a home is a devastating financial blow.  Furthermore, many people tend to underestimate the cost to repair a home after a natural disaster or other large-scale event.  These events cause disruptions to supply chains, driving up the costs of materials and labor. The result is that home repairs are often much more expensive than the cost to rebuild a home.

While a disaster might not happen immediately after dropping home insurance coverage, a single emergency can wipe out a family’s savings.  Keeping a basic level of coverage on a property along with significant savings is a good way to avoid financial disaster.

If you’re looking to save money on your home insurance, or if you’ve dropped coverage in the past and are now looking to get protected again, call our agents today. They have years of experience helping people just like you find a policy that offers great coverage at a price that is right for their budget.