Keep Your Friends and Family Safe This Winter

Winter weather can put you, your friends, and family in danger of injuries in and around your home in Harrisburg, PA. Slippery sidewalks and icy steps cause numerous falls when left untreated. The agents at Henderson Insurance Agency encourage you to take precautions to help prevent injuries. Cold weather can even affect people in the home. Infants and older adults have more difficulty maintaining their body temperature, so can fall prey to hypothermia inside if the temperature drops at night. 

5 Tips to Prevent Common Winter Weather Related Injuries Around Your Home:

1. Stock up on ice melt products. Rock salt is the standard, but there are plenty of environmentally friendly ice melt products available too. Make sure steps and porches are treated, along with walkways.  

2. Sand, dirt, and kitty litter are often used for traction on icy surfaces when temps keep ice melt products from keeping the ice at bay. 

3. Keep gutters and roofs clear and in good repair so snow and rain can run off easily. Allowing snow to build up on roofs can cause injuries if it falls off at the wrong moment.

4. Limit outdoor time to prevent frostbite and hypothermia. Wear hats, mittens, boots, and coats to minimize exposure and hold in body heat.

5. Maintain a viable, well-vented heat source. Infants and older adults are particularly susceptible to colder temperatures. Infants cannot shiver yet to raise their internal temps and as we age, our metabolism slows, so our bodies make less heat. It is important to monitor temperatures in your home to keep your friends and family safe. 

Heat your Harrisburg, PA home wisely. A carbon monoxide detector is an investment worth its weight in gold. Many sources of heat or electricity could be potential sources of carbon monoxide in the home. Generators, gas ranges and stoves, or even burning wood can produce dangerous levels of CO when not properly vented. Our knowledgeable agents at Henderson Insurance Agency can answer questions about safe winter weather choices.    

 

Are Your Tires Ready for the Winter?

The snow is about to start falling! While you may have lived in the Harrisburg, PA area for many years and see the white stuff as nothing more than a nuisance, it’s important to ensure your vehicle is ready to tackle wintery weather.

See a Penny, Pick It Up Tread Test

Having tread that is ready to tackle slushy roads is important in maintaining control in a blizzard. A simple way to determine if it’s time to replace your tires is the penny test. Take a penny and ensure Lincoln’s head is pointed down. Slip it between the treads of your tire.  If you can’t see his head anymore, your tires have good tread. If you can see the tip of his head, it’s time to hit the tire store.

Check For Cracking and Weathering

If you don’t tend to put a lot of miles on your car, you may think your tires will last forever. Not true! Rubber degrades over time. In general, tires over five years old can fail due to age.  If the sidewalls of your tires are cracking or discolored, it’s an indication they need replacing. Winter weather puts even more stress on old tires. Don’t wait for them to pop!

Use Snow Tires? How Old Are They?

If you switch from summer to winter tires, it’s a good idea to check on the age of the winter ones before you mount them. The old rubber that is stored in one place can deform, causing the tire to go out of round when mounted.  Which can lead to tire failure when at speed? And of course, ensure they are properly inflated for the best traction and performance.

Once you have good tires on your car, you are almost ready for the Harrisburg, PA winter! Don’t forget to put a shovel, blanket, and flares in your trunk as well. Talk to your local auto insurance agent for more maintenance tips to help protect your car and yourself.