It’s Time for Your Car’s Checkup

Autumn is here, and so is the checkup season. Children in Harrisburg, PA, need shots for school and physicals to participate in school sports, and both adults and children should get flu shots. Similarly, cars should be given a checkup to make sure they’re ready for the coming winter.

Your Car’s Checkup

If you own a car and have spent at least one year in Harrisburg, you know first-hand how rough Pennsylvania’s winters can be on automobiles. To make sure your car is up for the coming snow, ice and salt give it a comprehensive checkup. You should:

  • check its oil and fluids
  • check its tires and brakes
  • check its lights
  • check its insurance policy

The final item on this list, checking your car’s insurance, might not seem to fit. However, checking your insurance policy is just as important as getting your car tuned-up. Just as your car needs an inspection, it also needs to have the state’s minimum levels of insurance coverage. Also, just as you likely want to take care of maintenance items that aren’t included in an inspection, you probably want insurance coverages that go beyond Pennsylvania’s requirements.

Our Insurance Agents

At Henderson Insurance Agency, our agents can’t help you too much with automotive care. We can make sure your auto insurance policy meets your needs, though. We’ll be glad to explain the state’s minimum coverages and help you determine what other coverages you should have. Once you know what you want in an insurance policy, we can quickly find you an affordable one with those protections.

To contact our insurance agents, simply send us a message online. You can email us at any time, and we’ll respond as soon as we’re in the office.


Discounts On Auto Insurance For Harrisburg Students

When you live in Harrisburg, PA, you want to be sure that you can save on auto insurance. Policies may be more affordable than you think. Discounts are available as a student, and you will want to be sure you talk to an agent about all of the different discounts that you qualify for.

One of the first discounts you want to secure is that of the safe driver discount. If you have never been involved in an accident or have not received speeding tickets, your driving record is clean and therefore insurance companies are going to reward you for being safe on the road.

Another discount you want to consider is that of having good grades. This is typically having a GPA of 3.0 or higher, but it can vary from insurance company to company. If you can make the dean’s list or the honor roll, it may qualify you for even more discounts.

Yet another discount is for low mileage. If you are not on the roads for a large amount of time, insurance companies are going to view you as a lower risk. If you live on campus or nearby, you may not be spending a lot of time on the roads and therefore you may qualify for discounts.

Finally, you want to work on a discount for defensive driving. There are courses that you can take – and the courses last approximately 5 hours. This can be some of the best use of time if you can provide proof of taking the course. It is worth approximately a 10 percent discount from the insurance company if you can prove that you have completed the course.

At Henderson Insurance Agency we look forward to helping customers like you save money on car insurance. Call today and one of our agents will answer questions and search for quotes.