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Henderson Insurance Agency

3820 Walnut Street
Harrisburg, PA 17109

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Commercial Vehicle Insurance

Henderson Insurance Agency offers protective insurance coverage for your all your business’ commercial auto needs. Whether you own a one man ice cream truck, a high volume taxi operation, or a contractors business with several commercial vans, we will protect and secure your business’ assets.

We insure all kinds of commercial vehicles including commercial cars, tow trucks, semi trucks, tractor trailers, fleets, dump trucks, business vans, snow plows, etc.

Our specialized commercial auto insurance coverage will protect you and your employees from property and liability issues. If your company vehicle and driver is the cause of an accident, your commercial auto insurance with Henderson Insurance Agency will be there for you.

As a business owner, you won’t have to worry about your business’ vehicles while out on the road. It’s important that you concentrate on running your business, let us worry about the insurance. Contact Henderson Insurance Agency of Pennsylvania today for a free quote on your commercial auto insurance policy.

Group Benefits

Offering group benefits to your employees can attract a higher caliber of worker and make your company more successful and more profitable. Henderson Insurance Agency will help you retain better employees by setting you up with an affordable and attractive employee benefits package.

Employee benefits may include but are not limited to:

  • Health insurance
  • Retirement plans
  • Workers compensation
  • Disability
  • Dental
  • And voluntary products

No matter what type of business you are running, Henderson Insurance Agency can help you recruit a higher quality of employee by offering your employees a full range of comprehensive group benefits.

Contact us today for a free quote on employee benefits in Pennsylvania and get your business on the track to success!

General Liability Insurance

Unfortunately for business owners, the chances of getting sued have dramatically increased in the last decade. Therefore having an affordable general liability insurance policy can help prevent a lawsuit from turning into financial devastation for your company or organization.

General liability insurance covers losses arising from real or alleged bodily injury, property damage, or personal injury sustained on your business premises or arising from your operations.

General liability insurance can provide coverage for:

  • Bodily Injury – Including the cost of care, the loss of services, and the restitution for any death that results from injury.
  • Property Damage – Including physical damage to property or the loss of use of that property.

It can also provide coverage for covered losses sustained due to fire, theft, and vandalism. Don’t let your Pennsylvania-based company go without this essential coverage. You never know when an unexpected incident could occur.

Let the expert insurance agents at Henderson Insurance Agency meet your general liability insurance needs. If you’re looking for comprehensive coverage at competitive rates call 800-466-3820 or fill out the free quote form on this page for more details.

Commercial Property Insurance

Your Pennsylvania business started with an idea. Careful planning, hard work and determination turned your idea into a reality. Don’t leave any part of your business unprotected, especially your commercial property.

Whether you own a building structure, equipment, inventory, stock, or furniture, you have commercial property. How will you replace your property in the event of a fire, theft, or severe storm? A catastrophic loss could close down your business temporarily or indefinitely.

At Henderson Insurance Agency, we will customize a commercial property insurance policy to your specifications, either as a standalone policy or as part of a package.

Most commercial property policies can include coverage for:

  • Structure (building)
  • Furniture
  • Equipment
  • Lost inventory
  • Landscaping
  • Signs
  • Loss of income
  • And more…

Call Henderson Insurance Agency at 800-466-3820 today and we will help you protect your investment. Or fill out the form on this page for your free commercial property insurance quote.

Bonds

A bond, in short, is a guarantee that agreed upon work will get completed according to certain terms and conditions, otherwise financial retribution will be made. Bonds can be seen as contracts of sorts. Contractors often use bonds to ensure projects are completed on time. But a bond can be used for a variety of circumstances.

There are several types of bonds. Here are just a few:

  • Contract Bonds – Provide financial security and construction assurance on building and construction projects by assuring the project owner (obligee) that the contractor (principal) will perform the work and pay certain subcontractors, laborers, and material suppliers.
  • Maintenance Bonds – Provide for upkeep of the project for a specified period of time after a project is completed. These bonds protect against defective workmanship or materials.
  • Payment Bonds – Cover payment of the contractor’s obligation under the contract for subcontractors, laborers, and materials suppliers associated with the project. Payment bonds may be the only protection for those supplying labor or materials to a public job.
  • Performance Bonds – Cover performance of the terms of a contract. In other words, it protects the owner from financial loss should a contractor fail to perform the contract in accordance with its terms and conditions.
  • Surety Bonds -Three-party agreements that protect an obligee against loss.

For more information about how bonds can protect your Pennsylvania business, contact the expert agents at Henderson Insurance Agency at 800-466-3820 or fill out our online form for a free quote today!

Professional Liability Insurance

If you’re a broker, lawyer, accountant, financial advisor, or anyone providing professional advice or services, you need professional liability insurance to protect you from the costs associated with negligence claims.

Professional liability insurance is essentially a form of errors and omissions insurance for professionals. It protects professionals should a client claim that he or she experienced financial loss due to an error or omission made by the professional.

Coverage includes:

  • Defense costs
  • Damages awarded
  • And more…

It is important to be aware that virtually all professional liability insurance policies are issued on a claims-made basis. That means that coverage is only provided for claims that are made during the policy period. In other words, coverage stops when your cancel the policy and any claims made before the the policy was purchased won’t be covered.

At Henderson Insurance Agency, we can tailor a professional liability insurance policy for your Pennsylvania business. For more information or to get a free quote call 800-466-3820 or fill out our online form.